Vicky Edema's Blog
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Sep 07

A cheap home loan may not necessarily be the best one for you

Published in mortgage brokerhome loan financehome financecheap home loan by Vicky Edema |
I was at a BBQ on the weekend and a borrower friend was telling me about this terrific home loan finance he had just arranged through a mortgage broker. Another mate said that he didn’t see the need to use a mortgage broker because he simply applied directly to a lender who was advertising a cheap home loan deal. Well, that was 6 months ago and when I bumped into him recently he was seething. He
Sep 07

Home loan finance – so much to choose from when you deal with a mortgage broker.

Published in mortgage brokerhome loan financehome financecheap home loan by Vicky Edema |
So often we settle for what is easiest or the most convenient. If you are looking for home loan finance you might think that the easiest course of action is to apply to your own bank. Well, it might be the easiest but it may not be the best or cheapest home loan available. Some borrowers don’t enjoy the prospect of applying for a new home loan directly with their bank. They don’t always have
Sep 07

Looking for a new car loan? Then look beyond the caryard!

Published in new car loannew car finance by Vicky Edema |


Last weekend I was out looking to buy a new car – a Holden Calais 60th anniversary edition in fact. I had been to a few dealerships and finally made a decision to buy. The salesman asked whether I had pre-arranged a new car loan. I hadn’t done so and as a result I was ushered into the office and bombarded with a whole heap of numbers relating to a proposed new car loan. What I couldn’t
Sep 07

Home loan finance – a mortgage broker is still your best option

Published in mortgage brokerhome loan financehome financecheap home loan by Vicky Edema |
Home loan finance – a mortgage broker is still your best option If you are looking to purchase a new home and are unsure just what is involved in obtaining home loan finance then your best option is a good mortgage broker. A mortgage broker will have access to a wide range of home loan finance and will be able to quickly establish the most appropriate home loan for you. While you may think
Aug 31

Looking for a new car loan in Australia – then use a broker

Published in new car loannew car finance by Vicky Edema |
Quite often when you are looking to buy a new car, the dealership will put considerable pressure on you to sign up for the finance with them. This was my experience recently when I purchased a new car. It would certainly have been more convenient to simply sign up at the dealership but I decided to check out other options and phoned my mortgage broker (he had helped me find a cheap home loan and
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